Pennsylvania Appraiser List

Pennsylvanian insurance claims appraisers

 

If you are an insured in Pennsylvania, many insurance appraisers are at your service with insurance estimators from Harrisburg, Pennsylvania to Slippery Rock and areas far and wide.

 

What is a Pennsylvanian insurance appraiser?

If you have a Pennsylvanian insurance policy claim, an insurance estimator may be assigned as part of the Insurance appraisal provision. This process occurs when a policyholder is not satisfied with the insurance carrier final settlement offer. Instead of suing the insurance company over the disagreement, the Appraisal process is used for deciding reasonable loss estimates. Both the policyholder and the insurance company hire a claim appraiser to calculate the insurance loss. The insurance appraisers then work to hammer out a negotiated agreement that both the insurance company and the

policyholder can accept. By using insurance estimators, pricey Pennsylvania small claims lawsuits are averted.

 

Generally, insurance pros and insurance appraisers must be well-informed about the insurance business. The primary duty of claim appraisers is to compute the insurance loss and the value or cost of a covered item and work together with the other party's insurance appraiser to negotiate the issue. If you have an insurance dispute in Pennsylvania, selecting a claim appraiser may be essential under the Appraisal clause provided in your complete insurance policy.

 

Not only do insurance appraisers help confirm insurance quotes, having a reliable insurance claims appraiser on your side helps ensure fairness. The insurance estimator has the knowledge to accurately estimate your covered losses. In addition, insurance claims appraisers have outstanding bargaining and negotiation skills and work meticulously on your behalf.

 

Pennsylvania, the Keystone State, is the 2nd state in the United States, with a proud history. Locate a claim adjuster doing business in Pennsylvania and be certain of a just insurance payment. We have listed claim appraisers helping Pennsylvania homeowners. Any of these claim adjusters will be pleased to serve you with your particular insurance dispute.

 

Click on Pennsylvania on the map of the United States below for a compilation of insurance estimators helping Pennsylvania homeowners.

 

Present occupation:
Public Insurance Adjuster

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	925
Percentage of Appraisals representing the Policyholder:	100 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	92 %
Percentage of Appraisals acting as the Umpire:	8 %

Other relevant information:
I work primarily in the States of Texas & Florida. However, I am willing to perform Appraisals through out the United States.

Years experience in insurance industry:

Insurance Company:	0	Law Firm (Plaintiff):	0
Public Adjuster:	11	Law Firm (Defense):	0
Independent Adjuster:	1	Other:

Educational degrees / certifications:
Prior Certifications include:

Certified Indoor Environmentalist (IAQA)

Certified Mold Remediator (IAQA)

Certified Mold Remediation Supervisor

Florida Public Insurance Adjuster License # E150691

Texas Public Insurance Adjuster License # 1388578

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	6
Percentage of Appraisals representing the Policyholder:	75 %
Percentage of Appraisals representing the Insurance Company:
Percentage of Appraisals acting as an Appraiser:	75 %
Percentage of Appraisals acting as the Umpire:	25 %

Other relevant information:
Past President of FAPIA, member of NAPIA, member of Better Business Bureau, Certified Mold Remediator, member of Windstorm Insurance network, member of PCCP

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:	10+	Law Firm (Defense):
Independent Adjuster:		Other:

Present occupation:
General Contractor

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	283
Percentage of Appraisals representing the Policyholder:	100 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	85 %
Percentage of Appraisals acting as the Umpire:	15 %

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:		Other:	32

Educational degrees / certifications:
I am a General Contractor with 32 years experience. The past 25 years I have specialized in insurance repair work. I have hands on experience in practically all phases of residential and light commercial construction.

Present occupation:
Licensed Public Insurance Adjuster

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	50
Percentage of Appraisals representing the Policyholder:	100 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	98 %
Percentage of Appraisals acting as the Umpire:	2 %

Other relevant information:
Umpire Certification through Windstorm Network.
Licensed public adjuster since 1998. Litigation paralegal for 15 years before becoming a public adjuster. Worked for an attorney who handled only insurance claims. Total of 25 years experience working on insurance claims. Construction training. Member of the board of directors of the Florida Association of Public Insurance Adjusters and member of the Windstorm Network.

Years experience in insurance industry:

Insurance Company:	0	Law Firm (Plaintiff):	15
Public Adjuster:	10	Law Firm (Defense):	0
Independent Adjuster:	0	Other:

Educational degrees / certifications:
Certified Umpire through Windstorm Network.

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	2
Percentage of Appraisals representing the Policyholder:	0 %
Percentage of Appraisals representing the Insurance Company:	100 %
Percentage of Appraisals acting as an Appraiser:	100 %
Percentage of Appraisals acting as the Umpire:	0 %

Other relevant information:
Michael Lichy is a professional member of Roofing Consultant Institute and has
been engaged in the roofing consulting profession on a full time basis since 1994. He has specialized in steep-slope roofing and has performed over 3500 steep-slope roofing surveys. He has been a speaker at trade organization seminars and has been accepted as an expert in court. He has designed and managed numerous roofing projects

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:		Other:	14

Present occupation:
Insurance Consultant

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	126
Percentage of Appraisals representing the Policyholder:	37 %
Percentage of Appraisals representing the Insurance Company:	63 %
Percentage of Appraisals acting as an Appraiser:	78 %
Percentage of Appraisals acting as the Umpire:	22 %

Other relevant information:
Insurance professional with over 16 years of experience. Effective communicator with extensive claim negotiation skills.

Years experience in insurance industry:

Insurance Company:	12	Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:	4	Other:

Educational degrees / certifications:
Bachelor of Arts, Public Administration
University of Louisiana-Lafayette
NFIP Flood Certification

Present occupation:
President of The Howarth Group

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	1
Percentage of Appraisals representing the Policyholder:	99 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	99 %
Percentage of Appraisals acting as the Umpire:	1 %

Years experience in insurance industry:

Insurance Company:	10	Law Firm (Plaintiff):
Public Adjuster:	20	Law Firm (Defense):
Independent Adjuster:		Other:

Educational degrees / certifications:
Mr. Howarth is a Chartered Property & Casualty Underwriter ("CPCU"). Past President of both the Tennessee and the Florida Associations of Public Insurance Adjusters. Past Director of the National Association of Public Insurance Adjusters. Has qualified as an Expert Witness and testified in many dozens of cases including Federal Courts and in many different States in the Southeast.