North Carolina Appraiser List
Present occupation:
Appraiser
Experience in insurance appraisals:
| Estimated number of times that I have served as an Appraiser: | 16 |
| Percentage of Appraisals representing the Policyholder: | |
| Percentage of Appraisals representing the Insurance Company: | 100 % |
| Percentage of Appraisals acting as an Appraiser: |
|
| Percentage of Appraisals acting as the Umpire: |
|
Years experience in insurance industry:
| Insurance Company: | |
Law Firm (Plaintiff): | |
| Public Adjuster: | |
Law Firm (Defense): | |
| Independent Adjuster: | |
Other: | Roofing: 15 yrs. |
Present occupation:
Appraiser/Adjuster/Umpire
Experience in insurance appraisals:
| Estimated number of times that I have served as an Appraiser: | 10 |
| Percentage of Appraisals representing the Policyholder: | |
| Percentage of Appraisals representing the Insurance Company: | 80 % |
| Percentage of Appraisals acting as an Appraiser: |
|
| Percentage of Appraisals acting as the Umpire: |
20 % |
Years experience in insurance industry:
| Insurance Company: | 2 |
Law Firm (Plaintiff): | |
| Public Adjuster: | |
Law Firm (Defense): | |
| Independent Adjuster: | 5 |
Other: | |
Educational degrees / certifications:
Licensed Florida Adjuster-All Lines
NFIP Certified
Attended numerous seminars and conferences relating to insurance claims,
policies and procedures
My Safe Florida Home Certified Inspector
Present occupation:
President of The Howarth Group
Experience in insurance appraisals:
| Estimated number of times that I have served as an Appraiser: | 1 |
| Percentage of Appraisals representing the Policyholder: | 99 % |
| Percentage of Appraisals representing the Insurance Company: | 0 % |
| Percentage of Appraisals acting as an Appraiser: |
99 % |
| Percentage of Appraisals acting as the Umpire: |
1 % |
Years experience in insurance industry:
| Insurance Company: | 10 |
Law Firm (Plaintiff): | |
| Public Adjuster: | 20 |
Law Firm (Defense): | |
| Independent Adjuster: | |
Other: | |
Educational degrees / certifications:
Mr. Howarth is a Chartered Property & Casualty Underwriter ("CPCU"). Past President of both the Tennessee and the Florida Associations of Public Insurance Adjusters. Past Director of the National Association of Public Insurance Adjusters. Has qualified as an Expert Witness and testified in many dozens of cases including Federal Courts and in many different States in the Southeast.
Experience in insurance appraisals:
| Estimated number of times that I have served as an Appraiser: | 400 |
| Percentage of Appraisals representing the Policyholder: | 100 % |
| Percentage of Appraisals representing the Insurance Company: | 0 % |
| Percentage of Appraisals acting as an Appraiser: |
100 % |
| Percentage of Appraisals acting as the Umpire: |
0 % |
Years experience in insurance industry:
| Insurance Company: | |
Law Firm (Plaintiff): | |
| Public Adjuster: | 5 |
Law Firm (Defense): | |
| Independent Adjuster: | 3 |
Other: | |
Educational degrees / certifications:
BS- Criminal Justice
Present occupation:
Public Adjuster / Appraiser
Experience in insurance appraisals:
| Estimated number of times that I have served as an Appraiser: | 2500 |
| Percentage of Appraisals representing the Policyholder: | 100 % |
| Percentage of Appraisals representing the Insurance Company: | 0 % |
| Percentage of Appraisals acting as an Appraiser: |
100 % |
| Percentage of Appraisals acting as the Umpire: |
0 % |
Years experience in insurance industry:
| Insurance Company: | 0 |
Law Firm (Plaintiff): | 0 |
| Public Adjuster: | 4 |
Law Firm (Defense): | 0 |
| Independent Adjuster: | 5 |
Other: | |
Present occupation:
Public Adjuster/Appriaser/Umpire
Experience in insurance appraisals:
| Estimated number of times that I have served as an Appraiser: | 125 |
| Percentage of Appraisals representing the Policyholder: | 90 % |
| Percentage of Appraisals representing the Insurance Company: | 10 % |
| Percentage of Appraisals acting as an Appraiser: |
80 % |
| Percentage of Appraisals acting as the Umpire: |
26 % |
Years experience in insurance industry:
| Insurance Company: | 7 |
Law Firm (Plaintiff): | |
| Public Adjuster: | 16 |
Law Firm (Defense): | |
| Independent Adjuster: | 18 |
Other: | |
Present occupation:
insurance appraiser
Experience in insurance appraisals:
| Estimated number of times that I have served as an Appraiser: | 4000 |
| Percentage of Appraisals representing the Policyholder: | 95 % |
| Percentage of Appraisals representing the Insurance Company: | |
| Percentage of Appraisals acting as an Appraiser: |
3 % |
| Percentage of Appraisals acting as the Umpire: |
2 % |
Other relevant information:
Independent evaluation of each loss regardless of submittals and previous documents. Accurate & realistic assessment of damages specializing in residential and commercial properties. Comprehensive evaluation for all types of first party claims. 3rd party property losses also taken. Cases taken either on a contingency fee or hourly rate.
Years experience in insurance industry:
| Insurance Company: | 7 |
Law Firm (Plaintiff): | |
| Public Adjuster: | 2 |
Law Firm (Defense): | |
| Independent Adjuster: | 5 |
Other: | 14 plus years as repair/restoration/renovation contractor |
Educational degrees / certifications:
resume furnished upon request.
Present occupation:
Automotive Appraiser and Consultant
Experience in insurance appraisals:
| Estimated number of times that I have served as an Appraiser: | 13500 |
| Percentage of Appraisals representing the Policyholder: | 50 % |
| Percentage of Appraisals representing the Insurance Company: | 50 % |
| Percentage of Appraisals acting as an Appraiser: |
99 % |
| Percentage of Appraisals acting as the Umpire: |
1 % |
Other relevant information:
Auto Damage Experts, Inc. representatives have served as Appraisers and Umpires in many "Appraisal Clause" related matters. As a result of our interacting with numerous other Independant Appraisers and Umpires across the country, ADE has developed a well earned and deserved reputation for fairness, expedience and professionalism.
ADE firmly believes the "Appraisal Clause" form of claim resolution can and does provide a rational and prudent solution at a reasonable cost for those parties who participate in a practical and principled manner. We have successfully completed Appraisal Clause activities across the country and we stand ready to assist you.
Auto Damage Experts provides additional Auto Appraisal related services including, but not limited to: Auto Appraisals of Physical Damage, Total-Loss Replacement Auto Appraisals, Auto Appraisals for Diminished Value, IRS Donation Deductions, Bankruptcy, Divorce, Estate Property Settlements, Property Damage Tax Deductions, Estate Liquidation and others.
Years experience in insurance industry:
| Insurance Company: | |
Law Firm (Plaintiff): | |
| Public Adjuster: | |
Law Firm (Defense): | |
| Independent Adjuster: | 2 |
Other: | 20 years Collision Repair Industry |
Educational degrees / certifications:
I-Car, ASE and many other certifications and lic.
Present occupation:
Appraiser / Umpire / Expert Witness / Estimator
Experience in insurance appraisals:
| Estimated number of times that I have served as an Appraiser: | 600 |
| Percentage of Appraisals representing the Policyholder: | 90 % |
| Percentage of Appraisals representing the Insurance Company: | 10 % |
| Percentage of Appraisals acting as an Appraiser: |
85 % |
| Percentage of Appraisals acting as the Umpire: |
15 % |
Other relevant information:
I have been a licensed adjuster for over 12 years including SIU and Catastrophe work. I have handled all major disasters since 1998. I am an all lines adjuster as well as recognized expert witness. I have handled thousands of residential claims for the carriers and property owners. I personally have handled appraisals in excess of $5mm. I have personally written estimates for commercial property losses in excess of $20mm.
Years experience in insurance industry:
| Insurance Company: | 8 |
Law Firm (Plaintiff): | 2 |
| Public Adjuster: | 0 |
Law Firm (Defense): | 2 |
| Independent Adjuster: | 5 |
Other: | |
Educational degrees / certifications:
Fire Fighter I/II/EMT University of Kansas
Associates in Claims
Fraud Claims Law Specialists
Fraud Claims Law Associates
NFIP residential and commercial
Environmental Casualty Certified
Present occupation:
Insurance Claim Appraiser, Contents Claim Expert
Experience in insurance appraisals:
| Estimated number of times that I have served as an Appraiser: | 29 |
| Percentage of Appraisals representing the Policyholder: | 90 % |
| Percentage of Appraisals representing the Insurance Company: | 10 % |
| Percentage of Appraisals acting as an Appraiser: |
100 % |
| Percentage of Appraisals acting as the Umpire: |
0 % |
Other relevant information:
The Firm
Digitory's Appraisal Firm consists of several very well-respected, experienced, and aggressive appraisers from the New York City Metro area.
Our appraisers encompass a unique and extensive background in the insurance industry, from claim adjusting, contractual law, policy statute, and personal property valuation to structural engineering, restoration, and construction.
All Appraisal members of the firm utilize the vast resources of our back office of researchers, valuation experts, and cross examiners, who analyze and report on all errors, miscalculations, misrepresentations, missing data, and violations contained in documents and estimates produced by the imposing party.
Furthermore, our firm gathers background intelligence on all individuals suggested or utilized by the imposing party. This allows us to verify the legitimacy of their alleged expert, as well as any past business relationships that could indicate a pre-existing bias or interest in the matter at hand.
If you are interested in learning more about the procedure behind invoking the appraisal clause in your insurance policy or are in need of an expert appraiser to help you receive a fair settlement amount from your insurance carrier, then do not hesitate to call or email us for a free consultation.
Years experience in insurance industry:
| Insurance Company: | |
Law Firm (Plaintiff): | |
| Public Adjuster: | |
Law Firm (Defense): | |
| Independent Adjuster: | |
Other: | Digitory Solutions, Inc. |
Educational degrees / certifications:
Bachelor of Science (Sc.B): Business Management & Risk Management
State University of New York College at Oneonta
Mercy College