Mississippi Appraiser List

Present occupation:
President of The Howarth Group

Experience in insurance appraisals:

Years experience in insurance industry:

Educational degrees / certifications:
Mr. Howarth is a Chartered Property & Casualty Underwriter ("CPCU"). Past President of both the Tennessee and the Florida Associations of Public Insurance Adjusters. Past Director of the National Association of Public Insurance Adjusters. Has qualified as an Expert Witness and testified in many dozens of cases including Federal Courts and in many different States in the Southeast.

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Experience in insurance appraisals:

Years experience in insurance industry:

Educational degrees / certifications:
BS- Criminal Justice

Present occupation:
Public Adjuster/Appriaser/Umpire

Experience in insurance appraisals:

Years experience in insurance industry:

Present occupation:
insurance appraiser

Experience in insurance appraisals:

Other relevant information:
Independent evaluation of each loss regardless of submittals and previous documents. Accurate & realistic assessment of damages specializing in residential and commercial properties. Comprehensive evaluation for all types of first party claims. 3rd party property losses also taken. Cases taken either on a contingency fee or hourly rate.

Years experience in insurance industry:

Educational degrees / certifications:
resume furnished upon request.

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Present occupation:
Automotive Appraiser and Consultant

Experience in insurance appraisals:

Other relevant information:
Auto Damage Experts, Inc. representatives have served as Appraisers and Umpires in many "Appraisal Clause" related matters. As a result of our interacting with numerous other Independant Appraisers and Umpires across the country, ADE has developed a well earned and deserved reputation for fairness, expedience and professionalism.

ADE firmly believes the "Appraisal Clause" form of claim resolution can and does provide a rational and prudent solution at a reasonable cost for those parties who participate in a practical and principled manner. We have successfully completed Appraisal Clause activities across the country and we stand ready to assist you.

Auto Damage Experts provides additional Auto Appraisal related services including, but not limited to: Auto Appraisals of Physical Damage, Total-Loss Replacement Auto Appraisals, Auto Appraisals for Diminished Value, IRS Donation Deductions, Bankruptcy, Divorce, Estate Property Settlements, Property Damage Tax Deductions, Estate Liquidation and others.

Years experience in insurance industry:

Educational degrees / certifications:
I-Car, ASE and many other certifications and lic.

Present occupation:
Appraiser / Umpire / Expert Witness / Estimator

Experience in insurance appraisals:

Other relevant information:
I have been a licensed adjuster for over 12 years including SIU and Catastrophe work. I have handled all major disasters since 1998. I am an all lines adjuster as well as recognized expert witness. I have handled thousands of residential claims for the carriers and property owners. I personally have handled appraisals in excess of $5mm. I have personally written estimates for commercial property losses in excess of $20mm.

Years experience in insurance industry:

Educational degrees / certifications:
Fire Fighter I/II/EMT University of Kansas
Associates in Claims
Fraud Claims Law Specialists
Fraud Claims Law Associates
NFIP residential and commercial
Environmental Casualty Certified

Experience in insurance appraisals:

Years experience in insurance industry:

Educational degrees / certifications:
B.A. Construction Management
Certified Xactimate Estimator
Certified Construction Inspector
Over 20 years experience in the Property and Causality Insurance Industry

Present occupation:
Public Adjuster

Experience in insurance appraisals:

Other relevant information:
Court certified expert in construction and policy language. Licensed General Contractor. Litigation support. I primarily work in LA and FL, but will take claim from anywhere.

Years experience in insurance industry:

Educational degrees / certifications:
Special Training in Mold Remediation

Wind Load Damage Specialist

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Present occupation:
Adjuster/Appraiser/Umpire

Experience in insurance appraisals:

Other relevant information:
Scope of service:
Exact Scope Consultants, LLC is a group of licensed, qualified, professional, insurance claim experts involved with Insurance Appraisal Dispute of large commercial loss as well as residential. Our experts are available as independent appraisers and insurance appraisal umpire for the insurance appraisal process and insurance claim disputes:
o Hurricanes
o Flood Damage
o Wind Damage
o Hail Damage
o Fire Insurance Claims
o Initial Report: Identifying damages, complete repair analysis, reserve cost for repairs.
o Estimate: Detailed report generated with Xactimate.
o Documentation: High resolution power point presentation with captioned photo’s and details.
o Appraisal/Umpire: Formal appraisal/umpire services as included in most insurance policies under alternative dispute resolution.
o Thermal Imaging: Water intrusion analysis by trained experts using top of the line equipment.


Ray Mayeux is President and owner/operator of Exact Scope Consultants, LLC a local independent adjusting, appraisal, and umpiring firm. Ray has been in the property loss business for more than 20 years. His loss experience began as a contractor/builder, which included water and fire damage restoration repair services. After 10 years of insurance restoration estimating and repair experience, Ray became a licensed independent claims adjuster.
Ray maintains a Louisiana Adjusters License in residential and commercial property loss as well as a current NFIP Flood License. Throughout his career, he has handled many multi-million dollar losses, both commercial and residential. The amount of combined experience and knowledge of new construction, damage repairs, and insurance claims handling has advanced his ability to act as a Dispute Appraiser for Insurance Claim Dispute, as well as Insurance Appraisal Umpire. Ray is highly educated with the insurance appraisal clause, the insurance appraisal process, and has worked on many large multi-million dollars losses.
As an Insurance Claims Adjuster, Ray inspected and closed thousands of daily and catastrophe claims for insurance companies, as well as provided and negotiated replacement costs and repair damage analysis.

Service area:
Entire Gulf Coast
Texas
Louisiana
Mississippi
Alabama
Florida

East Coast
North Carolina
South Carolina
Georgia

Years experience in insurance industry:

Educational degrees / certifications:
Louisiana Adjusters License

NFIP Flood Adjusters License

Wind Insurance Network Umpire Certification

USAA Certified

Present occupation:
Insurance Broker

Experience in insurance appraisals:

Years experience in insurance industry:

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