Minnesota Appraiser List

Minnesota insurance estimators

 

If you are an insured residing in Minnesota, many insurance appraisers are happy to serve with insurance estimators from Saint Paul, Minnesota to Eagan and areas far and wide.

 

What is a Minnesota claim appraiser?

If you have a Minnesota insurance settlement, an insurance estimator may be assigned as part of the Insurance appraisal provision process. This process helps when a homeowners policyholder is dissatisfied with the insurance company loss estimates. Instead of filing a lawsuit to resolve the case, the

Insurance policy appraisal clause is used to decide a reasonable offer.

 

Each party hires an insurance estimator to compute the insurance loss. The claim appraisers then work together to find a workable solution that both parties can handle. By using claim appraisers, expensive Minnesota court cases are avoided. The role of insurance appraisers is to determine the extent of the damage and the cost or value of a covered item and negotiate with the other party's insurance claims appraiser to straighten out the disagreement.

 

In general, insurance pros and insurance appraisers must be familiar about the insurance industry. If you have an insurance disagreement in Minnesota, choosing an insurance claims appraiser may be necessary under the Insurance appraisal provision described in your homeowners or other type of insurance policy.

 

Not only do claim appraisers lend a helping hand and make sure insurance bids are fair to both sides, having a worthy insurance claims appraiser working for you helps make sure a decent settlement is eventually reached. The insurance claims appraiser has the knowledge and tools to accurately evaluate your losses. Also, insurance claims appraisers have excellent bargaining and negotiation skills and work meticulously for your best interests.

 

Minnesota, the North Star State, is the 32nd state in the country, with a proud heritage. Discover a claim adjuster doing business in Minnesota and make sure a just settlement offer. We have listed insurance estimators representing Minnesota citizens. Any of these

claim adjusters will be prepared to help you with your particular insurance dispute.

 

Click on Minnesota on the map of the United States below for a directory of insurance claims appraisers helping Minnesota citizens.

Present occupation:
Public Insurance Adjuster

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	925
Percentage of Appraisals representing the Policyholder:	100 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	92 %
Percentage of Appraisals acting as the Umpire:	8 %

Other relevant information:
I work primarily in the States of Texas & Florida. However, I am willing to perform Appraisals through out the United States.

Years experience in insurance industry:

Insurance Company:	0	Law Firm (Plaintiff):	0
Public Adjuster:	11	Law Firm (Defense):	0
Independent Adjuster:	1	Other:

Educational degrees / certifications:
Prior Certifications include:

Certified Indoor Environmentalist (IAQA)

Certified Mold Remediator (IAQA)

Certified Mold Remediation Supervisor

Florida Public Insurance Adjuster License # E150691

Texas Public Insurance Adjuster License # 1388578

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	6
Percentage of Appraisals representing the Policyholder:	75 %
Percentage of Appraisals representing the Insurance Company:
Percentage of Appraisals acting as an Appraiser:	75 %
Percentage of Appraisals acting as the Umpire:	25 %

Other relevant information:
Past President of FAPIA, member of NAPIA, member of Better Business Bureau, Certified Mold Remediator, member of Windstorm Insurance network, member of PCCP

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:	10+	Law Firm (Defense):
Independent Adjuster:		Other:

Present occupation:
General Contractor

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	283
Percentage of Appraisals representing the Policyholder:	100 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	85 %
Percentage of Appraisals acting as the Umpire:	15 %

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:		Other:	32

Educational degrees / certifications:
I am a General Contractor with 32 years experience. The past 25 years I have specialized in insurance repair work. I have hands on experience in practically all phases of residential and light commercial construction.

Present occupation:
Licensed Public Insurance Adjuster

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	50
Percentage of Appraisals representing the Policyholder:	100 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	98 %
Percentage of Appraisals acting as the Umpire:	2 %

Other relevant information:
Umpire Certification through Windstorm Network.
Licensed public adjuster since 1998. Litigation paralegal for 15 years before becoming a public adjuster. Worked for an attorney who handled only insurance claims. Total of 25 years experience working on insurance claims. Construction training. Member of the board of directors of the Florida Association of Public Insurance Adjusters and member of the Windstorm Network.

Years experience in insurance industry:

Insurance Company:	0	Law Firm (Plaintiff):	15
Public Adjuster:	10	Law Firm (Defense):	0
Independent Adjuster:	0	Other:

Educational degrees / certifications:
Certified Umpire through Windstorm Network.

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	2
Percentage of Appraisals representing the Policyholder:	0 %
Percentage of Appraisals representing the Insurance Company:	100 %
Percentage of Appraisals acting as an Appraiser:	100 %
Percentage of Appraisals acting as the Umpire:	0 %

Other relevant information:
Michael Lichy is a professional member of Roofing Consultant Institute and has
been engaged in the roofing consulting profession on a full time basis since 1994. He has specialized in steep-slope roofing and has performed over 3500 steep-slope roofing surveys. He has been a speaker at trade organization seminars and has been accepted as an expert in court. He has designed and managed numerous roofing projects

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:		Other:	14

Present occupation:
Insurance Consultant

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	126
Percentage of Appraisals representing the Policyholder:	37 %
Percentage of Appraisals representing the Insurance Company:	63 %
Percentage of Appraisals acting as an Appraiser:	78 %
Percentage of Appraisals acting as the Umpire:	22 %

Other relevant information:
Insurance professional with over 16 years of experience. Effective communicator with extensive claim negotiation skills.

Years experience in insurance industry:

Insurance Company:	12	Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:	4	Other:

Educational degrees / certifications:
Bachelor of Arts, Public Administration
University of Louisiana-Lafayette
NFIP Flood Certification

Present occupation:
President of The Howarth Group

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	1
Percentage of Appraisals representing the Policyholder:	99 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	99 %
Percentage of Appraisals acting as the Umpire:	1 %

Years experience in insurance industry:

Insurance Company:	10	Law Firm (Plaintiff):
Public Adjuster:	20	Law Firm (Defense):
Independent Adjuster:		Other:

Educational degrees / certifications:
Mr. Howarth is a Chartered Property & Casualty Underwriter ("CPCU"). Past President of both the Tennessee and the Florida Associations of Public Insurance Adjusters. Past Director of the National Association of Public Insurance Adjusters. Has qualified as an Expert Witness and testified in many dozens of cases including Federal Courts and in many different States in the Southeast.