Michigan Appraiser List

Michigan insurance claims appraisers

If you are a resident of Michigan, many insurance estimators are pleased to serve with insurance claims appraisers from Lansing, Michigan to Albion and points beyond.

 

What is a Michigan claim appraiser?

If you have a Michigan policy, an insurance claims appraiser might be needed as part of the Appraisal provision. This process helps when an insured is unhappy with the insurer’s estimates. Rather than filing a lawsuit to resolve the disagreement, the Appraisal process is used for determining a decent settlement offer.

 

The insured and the insurance company each hire an insurance estimator to compute the losses. The insurance claims appraisers then meet to come up with a mutually satisfying agreement that both the insured and the insurance company can find acceptable. By using insurance estimators, expensive Michigan lawsuits are avoided. The main duty of insurance estimators is to determine the extent of the damage and the value or cost of a covered item and meet with the other party's insurance claims appraiser to straighten out the dispute.

 

By and large, insurance experts and insurance appraisers must be conversant about the insurance industry. If you have an insurance disagreement in Michigan, hiring a claim appraiser may be necessary under the Appraisal process detailed in your homeowners or other type of insurance policy.

 

Not only do insurance estimators assist in confirming insurance estimates, having a high-quality insurance appraiser on your side helps ensure a just insurance settlement offer. The insurance

appraiser has the expertise and know-how to accurately evaluate your insurance losses. In addition, insurance appraisers have excellent bargaining and negotiation skills and work meticulously for your best interests.

 

Michigan, the Wolverine State, is the 26th state in the country, with a lengthy tradition. Locate a claim adjuster doing business in Michigan and make sure a just settlement offer. We have listed claim appraisers serving Michigan residents. Any of these claim adjusters will be at your service you with your particular insurance dispute.

 

Click on Michigan on the U.S. map below for a directory of claim appraisers representing Michigan citizens.

 

Present occupation:
Public Insurance Adjuster

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	925
Percentage of Appraisals representing the Policyholder:	100 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	92 %
Percentage of Appraisals acting as the Umpire:	8 %

Other relevant information:
I work primarily in the States of Texas & Florida. However, I am willing to perform Appraisals through out the United States.

Years experience in insurance industry:

Insurance Company:	0	Law Firm (Plaintiff):	0
Public Adjuster:	11	Law Firm (Defense):	0
Independent Adjuster:	1	Other:

Educational degrees / certifications:
Prior Certifications include:

Certified Indoor Environmentalist (IAQA)

Certified Mold Remediator (IAQA)

Certified Mold Remediation Supervisor

Florida Public Insurance Adjuster License # E150691

Texas Public Insurance Adjuster License # 1388578

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	6
Percentage of Appraisals representing the Policyholder:	75 %
Percentage of Appraisals representing the Insurance Company:
Percentage of Appraisals acting as an Appraiser:	75 %
Percentage of Appraisals acting as the Umpire:	25 %

Other relevant information:
Past President of FAPIA, member of NAPIA, member of Better Business Bureau, Certified Mold Remediator, member of Windstorm Insurance network, member of PCCP

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:	10+	Law Firm (Defense):
Independent Adjuster:		Other:

Present occupation:
General Contractor

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	283
Percentage of Appraisals representing the Policyholder:	100 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	85 %
Percentage of Appraisals acting as the Umpire:	15 %

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:		Other:	32

Educational degrees / certifications:
I am a General Contractor with 32 years experience. The past 25 years I have specialized in insurance repair work. I have hands on experience in practically all phases of residential and light commercial construction.

Present occupation:
Licensed Public Insurance Adjuster

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	50
Percentage of Appraisals representing the Policyholder:	100 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	98 %
Percentage of Appraisals acting as the Umpire:	2 %

Other relevant information:
Umpire Certification through Windstorm Network.
Licensed public adjuster since 1998. Litigation paralegal for 15 years before becoming a public adjuster. Worked for an attorney who handled only insurance claims. Total of 25 years experience working on insurance claims. Construction training. Member of the board of directors of the Florida Association of Public Insurance Adjusters and member of the Windstorm Network.

Years experience in insurance industry:

Insurance Company:	0	Law Firm (Plaintiff):	15
Public Adjuster:	10	Law Firm (Defense):	0
Independent Adjuster:	0	Other:

Educational degrees / certifications:
Certified Umpire through Windstorm Network.

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	2
Percentage of Appraisals representing the Policyholder:	0 %
Percentage of Appraisals representing the Insurance Company:	100 %
Percentage of Appraisals acting as an Appraiser:	100 %
Percentage of Appraisals acting as the Umpire:	0 %

Other relevant information:
Michael Lichy is a professional member of Roofing Consultant Institute and has
been engaged in the roofing consulting profession on a full time basis since 1994. He has specialized in steep-slope roofing and has performed over 3500 steep-slope roofing surveys. He has been a speaker at trade organization seminars and has been accepted as an expert in court. He has designed and managed numerous roofing projects

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:		Other:	14

Present occupation:
Insurance Consultant

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	126
Percentage of Appraisals representing the Policyholder:	37 %
Percentage of Appraisals representing the Insurance Company:	63 %
Percentage of Appraisals acting as an Appraiser:	78 %
Percentage of Appraisals acting as the Umpire:	22 %

Other relevant information:
Insurance professional with over 16 years of experience. Effective communicator with extensive claim negotiation skills.

Years experience in insurance industry:

Insurance Company:	12	Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:	4	Other:

Educational degrees / certifications:
Bachelor of Arts, Public Administration
University of Louisiana-Lafayette
NFIP Flood Certification

Present occupation:
President of The Howarth Group

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	1
Percentage of Appraisals representing the Policyholder:	99 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	99 %
Percentage of Appraisals acting as the Umpire:	1 %

Years experience in insurance industry:

Insurance Company:	10	Law Firm (Plaintiff):
Public Adjuster:	20	Law Firm (Defense):
Independent Adjuster:		Other:

Educational degrees / certifications:
Mr. Howarth is a Chartered Property & Casualty Underwriter ("CPCU"). Past President of both the Tennessee and the Florida Associations of Public Insurance Adjusters. Past Director of the National Association of Public Insurance Adjusters. Has qualified as an Expert Witness and testified in many dozens of cases including Federal Courts and in many different States in the Southeast.