Massachusetts Appraiser List

Massachusetts insurance appraisers

 

If you are an insured in Massachusetts, many claim appraisers are prepared to help with insurance appraisers from Boston, Massachusetts to Braintree and points beyond.

 

What is a Massachusetts claim appraiser?

If you have a Massachusetts insurance policy claim, a claim appraiser may be required to represent you as part of the insurance appraisal provision process. This process occurs when a policyholder is not satisfied with the insurer loss estimates. Rather than suing the insurance company to straighten out the issue, the Appraisal clause is used to negotiate a decent final settlement offer.

 

Each party hires an insurance appraiser to determine the covered losses. The claim appraisers then meet to come to a mutually satisfying agreement that both the insurance company and the insured can agree to. By using claim appraisers, costly Massachusetts lawsuits are not needed. The primary duty of insurance claims appraisers is to appraise the damage and the value of an insured item and meet with the other party's insurance appraiser to resolve the case.

By and large, insurance specialists and claim appraisers must be informed about the insurance business. If you have an insurance dispute in Massachusetts, hiring an insurance claims appraiser may be necessary under the Insurance policy appraisal clause detailed in your policy.

 

Not only do insurance claims appraisers lend a helping hand and make sure insurance estimates are reasonable for all concerned, having a respectable insurance appraiser on your side helps make sure a fair final offer is ultimately agreed to. The claim appraiser has the knowledge to accurately value your covered insurance losses. Also, insurance appraisers have superior bargaining and negotiation skills and work diligently for your best interests.

 

Massachusetts, the Bay State, is the 6th state in the United States, with a colorful tradition. Discover a claim adjuster doing business in Massachusetts and be certain of a decent settlement offer. We have listed insurance appraisers helping Massachusetts insureds. Any of these claim adjusters will be prepared to help you with your specific insurance dispute.

 

Click on Massachusetts on the map of the United States below for a directory of insurance estimators serving Massachusetts residents.

 

Present occupation:
Public Insurance Adjuster

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	925
Percentage of Appraisals representing the Policyholder:	100 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	92 %
Percentage of Appraisals acting as the Umpire:	8 %

Other relevant information:
I work primarily in the States of Texas & Florida. However, I am willing to perform Appraisals through out the United States.

Years experience in insurance industry:

Insurance Company:	0	Law Firm (Plaintiff):	0
Public Adjuster:	11	Law Firm (Defense):	0
Independent Adjuster:	1	Other:

Educational degrees / certifications:
Prior Certifications include:

Certified Indoor Environmentalist (IAQA)

Certified Mold Remediator (IAQA)

Certified Mold Remediation Supervisor

Florida Public Insurance Adjuster License # E150691

Texas Public Insurance Adjuster License # 1388578

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	6
Percentage of Appraisals representing the Policyholder:	75 %
Percentage of Appraisals representing the Insurance Company:
Percentage of Appraisals acting as an Appraiser:	75 %
Percentage of Appraisals acting as the Umpire:	25 %

Other relevant information:
Past President of FAPIA, member of NAPIA, member of Better Business Bureau, Certified Mold Remediator, member of Windstorm Insurance network, member of PCCP

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:	10+	Law Firm (Defense):
Independent Adjuster:		Other:

Present occupation:
General Contractor

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	283
Percentage of Appraisals representing the Policyholder:	100 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	85 %
Percentage of Appraisals acting as the Umpire:	15 %

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:		Other:	32

Educational degrees / certifications:
I am a General Contractor with 32 years experience. The past 25 years I have specialized in insurance repair work. I have hands on experience in practically all phases of residential and light commercial construction.

Present occupation:
Licensed Public Insurance Adjuster

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	50
Percentage of Appraisals representing the Policyholder:	100 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	98 %
Percentage of Appraisals acting as the Umpire:	2 %

Other relevant information:
Umpire Certification through Windstorm Network.
Licensed public adjuster since 1998. Litigation paralegal for 15 years before becoming a public adjuster. Worked for an attorney who handled only insurance claims. Total of 25 years experience working on insurance claims. Construction training. Member of the board of directors of the Florida Association of Public Insurance Adjusters and member of the Windstorm Network.

Years experience in insurance industry:

Insurance Company:	0	Law Firm (Plaintiff):	15
Public Adjuster:	10	Law Firm (Defense):	0
Independent Adjuster:	0	Other:

Educational degrees / certifications:
Certified Umpire through Windstorm Network.

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	2
Percentage of Appraisals representing the Policyholder:	0 %
Percentage of Appraisals representing the Insurance Company:	100 %
Percentage of Appraisals acting as an Appraiser:	100 %
Percentage of Appraisals acting as the Umpire:	0 %

Other relevant information:
Michael Lichy is a professional member of Roofing Consultant Institute and has
been engaged in the roofing consulting profession on a full time basis since 1994. He has specialized in steep-slope roofing and has performed over 3500 steep-slope roofing surveys. He has been a speaker at trade organization seminars and has been accepted as an expert in court. He has designed and managed numerous roofing projects

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:		Other:	14

Present occupation:
Public Adjuster, General Contractor / Roofing Contractor

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	50
Percentage of Appraisals representing the Policyholder:	99 %
Percentage of Appraisals representing the Insurance Company:	1 %
Percentage of Appraisals acting as an Appraiser:
Percentage of Appraisals acting as the Umpire:

Other relevant information:
As a General Contractor and Roofing Contractor since 1972 I am well versed in the construction of buildings and houses. I am therefore able to prepare all the necessary estimates and document all damages to real property. I have held General Contractor and Roofing licenses in six states and am still the qualifier for those licenses. I currently hold Certified General Contractor and Certified Roofer licenses in Florida.

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:	3	Law Firm (Defense):
Independent Adjuster:	8	Other:

Educational degrees / certifications:
Certified General Contractor
Certified Roofing Contractor

Present occupation:
Insurance Consultant

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	126
Percentage of Appraisals representing the Policyholder:	37 %
Percentage of Appraisals representing the Insurance Company:	63 %
Percentage of Appraisals acting as an Appraiser:	78 %
Percentage of Appraisals acting as the Umpire:	22 %

Other relevant information:
Insurance professional with over 16 years of experience. Effective communicator with extensive claim negotiation skills.

Years experience in insurance industry:

Insurance Company:	12	Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:	4	Other:

Educational degrees / certifications:
Bachelor of Arts, Public Administration
University of Louisiana-Lafayette
NFIP Flood Certification

Present occupation:
President of The Howarth Group

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	1
Percentage of Appraisals representing the Policyholder:	99 %
Percentage of Appraisals representing the Insurance Company:	0 %
Percentage of Appraisals acting as an Appraiser:	99 %
Percentage of Appraisals acting as the Umpire:	1 %

Years experience in insurance industry:

Insurance Company:	10	Law Firm (Plaintiff):
Public Adjuster:	20	Law Firm (Defense):
Independent Adjuster:		Other:

Educational degrees / certifications:
Mr. Howarth is a Chartered Property & Casualty Underwriter ("CPCU"). Past President of both the Tennessee and the Florida Associations of Public Insurance Adjusters. Past Director of the National Association of Public Insurance Adjusters. Has qualified as an Expert Witness and testified in many dozens of cases including Federal Courts and in many different States in the Southeast.