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Eric ThomasView / Print the Eric Thomas Record Only
Eric Thomas, Inc.
P.O. Box 1751
Richmond, TX 77406
Tel: (281) 687-0664 • Fax: (800) 824-3406
Email: eric@ericthomasinc.com
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Present occupation:
Insurance Consultant

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:126
Percentage of Appraisals representing the Policyholder:37 %
Percentage of Appraisals representing the Insurance Company:63 %
Percentage of Appraisals acting as an Appraiser: 78 %
Percentage of Appraisals acting as the Umpire: 22 %

Other relevant information:
Insurance professional with over 16 years of experience. Effective communicator with extensive claim negotiation skills.

Years experience in insurance industry:

Insurance Company:12 Law Firm (Plaintiff):
Public Adjuster: Law Firm (Defense):
Independent Adjuster:4 Other:

Educational degrees / certifications:
Bachelor of Arts, Public Administration
University of Louisiana-Lafayette
NFIP Flood Certification

Mr. Joseph  SabbaghView / Print the Mr. Joseph  Sabbagh Record Only
Maximum Insurance Adjusters, Inc
P.O. Box 190620
Miami Beach , FL 33119
Tel: (305) 377-9707 • Fax: (866) 411-8231
Email: joseph@maximuminsuranceadjusters.com
Web Site: http://www.maximuminsuranceadjusters.com
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Present occupation:
Public Insurance Adjuster

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:25
Percentage of Appraisals representing the Policyholder:100 %
Percentage of Appraisals representing the Insurance Company:0 %
Percentage of Appraisals acting as an Appraiser: 99 %
Percentage of Appraisals acting as the Umpire: 1 %

Other relevant information:
Certified: All-Lines Public Adjuster,
Windstorm Insurance Umpire
Trained: National Flood Insurance Program (NFIP)
Member: Florida Association of Public Insurance Adjusters (FAPIA)
Windstorm Insurance Network, Inc.

Years experience in insurance industry:

Insurance Company:0 Law Firm (Plaintiff):0
Public Adjuster:3+ Law Firm (Defense):0
Independent Adjuster:0 Other:

Mr. Thomas William KinderView / Print the Mr. Thomas William Kinder Record Only
Kinder & Associates
1605 Strickland Drive
Orange, TX 77630
Tel: (409) 330-4666 • Fax: (832) 201-0897
Email: tom@myhomeclaim.com
Web Site: http://www.myhomeclaim.com
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Present occupation:
Texas Public Adjuster / Appraiser

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:208
Percentage of Appraisals representing the Policyholder:100 %
Percentage of Appraisals representing the Insurance Company:0 %
Percentage of Appraisals acting as an Appraiser: 100 %
Percentage of Appraisals acting as the Umpire: 0 %

Other relevant information:
30 Years experience in Commercial & Residential Construction as a General Contractor.

Years experience in insurance industry:

Insurance Company: Law Firm (Plaintiff):3
Public Adjuster:2 Law Firm (Defense):
Independent Adjuster: Other:Contractor - 5

Educational degrees / certifications:
Texas Public Adjuster License #1470899
NFIP Flood Training
TCLOSE - Peace Officer
TCLOSE - Jailer
Certified Home Inspector
Licensed Contractor
Certified Roofing Contractor

Mr. Chuck Howarth, CPCUView / Print the Mr. Chuck Howarth, CPCU Record Only
The Howarth Group, Inc.
137 Third Avenue North
Franklin, TN 37064
Tel: (800) 647-2236 • Fax: (615) 550-5501
Email: chuck@thehowarthgroup.com
Web Site: http://www.thehowarthgroup.com
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Present occupation:
President of The Howarth Group

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:1
Percentage of Appraisals representing the Policyholder:99 %
Percentage of Appraisals representing the Insurance Company:0 %
Percentage of Appraisals acting as an Appraiser: 99 %
Percentage of Appraisals acting as the Umpire: 1 %

Years experience in insurance industry:

Insurance Company:10 Law Firm (Plaintiff):
Public Adjuster:20 Law Firm (Defense):
Independent Adjuster: Other:

Educational degrees / certifications:
Mr. Howarth is a Chartered Property & Casualty Underwriter ("CPCU"). Past President of both the Tennessee and the Florida Associations of Public Insurance Adjusters. Past Director of the National Association of Public Insurance Adjusters. Has qualified as an Expert Witness and testified in many dozens of cases including Federal Courts and in many different States in the Southeast.

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