... Michael Bena
Texas Appraisers

Present occupation:
Consultant/Appraiser

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:	200
Percentage of Appraisals representing the Policyholder:
Percentage of Appraisals representing the Insurance Company:	96 %
Percentage of Appraisals acting as an Appraiser:
Percentage of Appraisals acting as the Umpire:	4 %

Other relevant information:
Serving as a consultant for over four years in over 200 appraisals. Current
clients include attorneys, public adjusters, independent adjusters, umpires, and
contractors. Offices located in Florida, Louisiana, Alabama, and Texas.
Performed over 15 million in damage estimates. Have thorough understanding
of the appraisal process.

Years experience in insurance industry:

Insurance Company:		Law Firm (Plaintiff):
Public Adjuster:		Law Firm (Defense):
Independent Adjuster:		Other:	Contractor: 4. Consultant: 4

Educational degrees / certifications:
B.S. of Information Technology, 2005, Florida Intercontinental University
General Lines Insurance, 2007, Hilda Tucker Insurance School
Accredited Claims Adjuster, 2008, Miami Dade College
Louisiana public adjuster, 2008
Attended and completed NFIP course, 2008